Mortgage Calculators

Mortgage

Mortgage Loan
Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Points
Should you buy points? Use this calculator to find out.
15 vs. 30 Year Mortgage
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Adjustable Rate Mortgages
This calculator helps you to determine what your adjustable mortgage payments will be.
Mortgage APR
Use this calculator to find the APR on your mortgage.
Mortgage Tax Savings
Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Balloon Mortgages
A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
ARM vs. Fixed Rate
This calculator helps you to determine what your adjustable mortgage payments will be.

Budget

Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!
Required Income
Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
Maximum Mortgage
Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.
Mortgage Payoff
Save thousands of dollars in interest by increasing your monthly mortgage payment.
Bi-weekly Payments
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
Rent vs. Buy
Are you better off buying your home, or should you continue to rent?

Refinance

Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your mortgage!
Refinance Break even
Should you refinance your mortgage? Use this calculator to determine when you will break even!

1st Credential Mortgage Inc. Residential Morgage loan Orignator Juan Craig
Corporate Office 300 Broadway Street, Vallejo Ca. 94590
Texas Branch Office 8615 Bloomfield Turn Missouri City Tx. 77459
Co. NMLS Lic # 285286, Broker NMLS # 299061.

1st Credential Mortgage Inc. IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST 1st Credential Mortgage Inc. SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT http://www.sml.Texas.gov OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT smlinfo@sml.Texas.gov.