When to Speak to Your Mortgage Pro About Pre-Qualification
Shopping for a mortgage loan? We will be glad to assist you! Call us at (281) 778-0805. Ready to get started? Apply Now.
Even if you haven't so much as researched homes to view yet, it is valuable to contact your mortgage pro first. Why? It might be hard to fathom the ways we can help even before you start to negotiate.
We Will Help You Pre-Qualify
We can help you see how much of a mortgage you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. In the process, we calculate your ability to borrow - reviewing your job, money available for down payment, existing debt, income, and other areas. It's quick and basic; We keep the paperwork light.
When you are determined to be eligible, we will prove our confidence in your potential to qualify for a mortgage by awarding you a Pre-Qualification Letter (also called a "pre-qual").
Power in the Pre-Qual
When you locate a house that is ideal for you, and you decide to put together an offer, being pre-qualified for a mortgage loan will do several things. First, it lets you know the amount that you can offer.
Having pre-qualification also will make your offer more attractive to the home seller, as if you were bringing them a suitcase of cash! They won't need to worry that they have been wasting their time if you don't have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to worry about. They have a virtual guarantee to trust your buying power.
We will help you pre-qualify
We can help determine how much of a mortgage loan you can afford, and how much money you will be able to borrow, by walking you through the pre-qualification process. This process outlines your finances - your debts, income, job, down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.
One on one
It's vital for you to sit down and meet with us, even though you are welcome to also try the helpful mortgage loan calculators on our website. For one thing, you will need a Pre-Qualification Letter! Then, we can make sure we have selected the ideal mortgage loan program for you. Let us help you get started: Contact us at (281) 778-0805.
Have questions about pre-qualifying? Call us at (281) 778-0805. We answer pre-qualification questions every day.